Shopping at Target is awesome, right? You can grab everything from clothes and toys to groceries and coffee. And speaking of coffee, if you’re a fan of Starbucks, you might be wondering if you can use your EBT card (that’s Electronic Benefits Transfer, which helps people who need food assistance) to buy your favorite Frappuccino inside a Target store. Let’s dive into whether Starbucks takes EBT in Target and what you should know.
The Direct Answer: Can You Use EBT?
The big question is: **Does Starbucks take EBT in Target? The answer is generally no.** The Starbucks locations *inside* Target stores usually don’t accept EBT cards. This is because they operate as a separate entity within the Target, and the rules for EBT often don’t extend to those specific in-store Starbucks locations. So, you won’t be able to use your EBT card to purchase your coffee or other Starbucks treats.

Why the Starbucks in Target Doesn’t Take EBT
Understanding the “why” can help clarify things. The reason Starbucks locations in Target don’t usually accept EBT has to do with the way the government programs work. EBT cards are designed specifically for buying eligible food items. These are often things like groceries, fruits, vegetables, and other staples. Starbucks items, while sometimes containing food, are usually considered prepared foods or drinks, and therefore, aren’t always covered by EBT guidelines.
Another thing to keep in mind is the difference in how these locations are run. While they share a building, the Starbucks inside Target often functions more like a franchisee – a separate business operating under the Starbucks brand. They have their own payment systems and policies. This separates them from the main Target grocery section, where EBT is normally accepted for approved food items.
Here’s another consideration. Target itself has rules about EBT use. It accepts EBT cards for eligible food items purchased at its stores. However, each store decides on the specific items that are eligible. If a Starbucks is inside the Target store, this adds a complication. Items like pre-packaged foods can be paid for with an EBT card. But if a customer wants to order an espresso drink, it might be considered a prepared food, which isn’t covered.
The rules can be confusing. That’s why it’s best to know what you can and can’t use EBT for beforehand. A simple way to do this is to check at the register to see what payment methods are accepted. This is a simple way to be ready before you start to order!
Alternative Ways to Pay at Starbucks Inside Target
Okay, so you can’t use EBT. What are your options? Luckily, you still have ways to get your Starbucks fix. You can use other forms of payment, such as cash, credit or debit cards, or even gift cards. This allows you to enjoy the drinks and food you love, even without your EBT card.
Let’s also remember about Starbucks Rewards. You can earn stars for purchases by signing up for the Starbucks Rewards program. This can eventually get you free drinks and food. These programs often help if you need to save some money on your Starbucks purchases.
If you’re trying to budget, here’s another tip. Consider if you can use a debit card to buy eligible food items. Here is a quick guide:
- Check your bank account balance.
- See what you can get at the Starbucks.
- Buy your items!
- Remember to tip!
These are all ways to purchase the items that you want at the Starbucks inside Target. Remember to check which payment methods are accepted.
EBT at Target vs. Starbucks
It’s important to distinguish between how EBT works at Target and at Starbucks. Target’s main grocery section accepts EBT for eligible food purchases. This means you can use your EBT card to buy groceries like bread, milk, and produce. You will not be able to use your EBT card at the Starbucks in Target.
You can still visit both the Starbucks and the grocery part of Target. This means that you can buy grocery items with your EBT card, and use another payment method at Starbucks. This can sometimes create a complex buying situation. Always be sure to check that you are paying with the correct method at the correct place.
Here’s a quick comparison:
Location | EBT Acceptance | Payment Options |
---|---|---|
Target Grocery Section | Yes (for eligible food) | EBT, Cash, Credit/Debit |
Starbucks (inside Target) | Generally No | Cash, Credit/Debit, Starbucks Gift Cards |
The difference between the two is important to know.
Checking EBT Eligibility: What’s Covered
Knowing what you can buy with EBT is key. Generally, EBT covers food items. This means groceries that are for your family. There are some specific items which are included and excluded. Understanding what’s eligible can help you plan your purchases.
Here’s a basic breakdown of what’s typically covered:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
Items like coffee drinks at Starbucks don’t typically fall into these categories, which is why EBT isn’t accepted. Things such as hot foods or ready-to-eat food are often not covered. If you are using EBT, then make sure to check what you can buy ahead of time.
You can often find lists online of EBT eligible foods. This can help you plan your grocery trips and learn the rules for using EBT. Don’t hesitate to look online to find more information.
The Role of Target’s Policies
Target’s policies on EBT also play a part. Target’s policies are centered on how it accepts EBT cards. Target follows the rules set by the USDA (the United States Department of Agriculture), which oversees the SNAP (Supplemental Nutrition Assistance Program) program. Starbucks’ policies on what payment methods it accepts do not change these guidelines.
When in doubt, ask! Target employees can tell you what is and isn’t eligible. They also can tell you about any changes to the store’s EBT policy. This means it is helpful to ask for help at any time. Asking is always a good idea!
If you are unsure, then look for signs. Most stores have signs to show you which items are covered. This is a simple way to learn the rules of EBT!
Target and Starbucks both have their own rules on accepting EBT. Remember to follow those rules when you go shopping.
Planning Your Trip: Tips and Tricks
To make the most of your Target and Starbucks run, some planning can help. This means you won’t be surprised when you reach the register. Here are some tips:
- Make a list of what you want to buy.
- Know the Target and Starbucks EBT rules.
- If you have any questions, ask!
If you are trying to save money, then think about budgeting. Make a budget for your grocery items, and then consider your coffee. This will help with money, and allow you to enjoy your purchases.
You can also prepare your own coffee at home. This saves money, and is another way to save when you want your daily caffeine.
It is also a great idea to explore all of the offers available in the app or online. This can help you save and budget!
Conclusion
So, the bottom line is: if you’re hoping to use your EBT card for a Starbucks drink at Target, you’re generally out of luck. The Starbucks locations within Target typically operate separately. However, you still have options for enjoying your coffee or other treats with other payment methods. Remember to keep the different payment methods in mind while you shop at Target and its in-store Starbucks. Enjoy your shopping trip!